How technology helps the whole house buying and selling process

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Technological advancement in the industry is important because buying or selling a home is a huge decision. Realty professionals, home buyers and sellers can participate in mutually beneficial partnerships, now more than ever. Buyers and sellers are an essential part of the search and agents now act as leaders, trusted consultants and experts in their market. In addition, online exposure as a buyer or a seller is necessary to achieve success. One of the most well recognized property websites, PropertyGuru Group has approximately 12 million unique visitors per month. There is no denying that technology plays a powerful role in real estate these days.

To stay up with modern developments, pretty much any industry or company needs to be involved with the internet, and the real estate industry is no different. Online property markets have gone from strength to strength, as they are convenient, fast, and cheap. Generally, the way that people who are buying and selling houses meet each other is through online classifieds. This is the digital analogue of the old ‘for sale’ sign on the street front. Gone are the days where we rely the word of mouth or going through newspapers to get the HDB or any other property we can call home.

Or else you can go to one of the online auction sites, which are another haven for internet real estate. As well as looking for properties on the internet you can also use it to find agents and brokers to help you.

A step up in technical specialization from the online classifieds is the property website service. Generally, you pay a subscription, and then the service will provide more advertising for your property by heightening your search ranking.

How Social Media Helps Boosting Real Estate Market

Social networking sites have taken the world by storm. Real estate professionals and rookies have been utilizing social media with the likes of Facebook, Twitter, Linkedin to advertise their properties or to locate potential buyers or renters.

One of the best things about these sites is that they are more intimate and friendly. Most of the time you will have a common connection and this engenders a trust and reliability other methods do not. Often, we will find tons of success stories like this one.

Some of the more progressive types have started to hyperlink their real estate’s website onto their newsfeed on Facebook. It should be noted though, that you do not want to pester all your friends, so do not become overzealous with your sales techniques. It is becoming easier and easier to buy and sell property online these days. You are able to not only reach people a lot quicker and easier, but now you are able to reach more people.

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If you have a property and want to sell, then the best place to look for is not your newspaper or anywhere else but online. Yes, the Internet has changed the way you can buy and sell property online. Since it is mostly free to lookup and post your ads on buying or selling a property and most convenient and easy to use and available 24 hours a day 365 days a year, online property portals have become the in-thing at the moment.

Hence if you want to sell a property you don’t have to walk around to put your ads just head straight to your computer and post about it. You will be amazed with the response you get. There have been instances where the response will start pouring in within minutes you put up your ad about property on the net.

If you plan to sell a property then search for your neighborhood property portal and choose the appropriate category post your property ad and give all the necessary details about your property and add your ad on selling or buying property online. And that’s all now you can wait for the responses from the prospective buyers or sellers.

Getting Started

How to find the best place to post your property ad? Just do a quick search with Google and the top results would most probably be the best among them. Just visit them and see how active they are and read reviews about that particular property portal online and then decide whether to post your ad. Read their FAQs and help section on how to sell a property.

You can always settle with the good old classified ads sites like Craiglist, etc. This way you are targeting even vast majority of people who are not only looking for the properties to buy but might prove to be a prospective buyer if they find your offer lucrative and hence finishing off the sale of your property quickly. It is advisable that to be cautious in putting up your ads and try to avoid personal info on them except your contact phone numbers for safety.

But of course, like any other businesses, there are also other risks involved in real estate and in fact, huge risks abound in this lucrative business. If you have what it takes to be successful in real estate, then you can indeed make good money in buying and selling houses.

– Learning the trade. If you want to venture into something where you invest a good amount of money, it is just important that you also make sure that you know what you are doing, you know the risks you are getting involved with. Of course, you are putting your money at stake, so it is just wise to be prepared.

– Know how to buy houses at the best deals. Of course, you may think buying a house is easy but when it comes to making business with real estate, it helps to know a few tips and strategies on where and how to buy houses that you can sell at a good price later. Of course, several factors are a consideration. Location is one big consideration for example.

– Put location as one of your main consideration in buying a house that you can sell later. Of course, the better the location, the easier and the faster you can sell the house later and there can be an increased chance of having a lot of people interested in the property. With a good number of buyers interested in the property, you can also be able to get the best price that you want from among the interested buyers.

– Develop a strategy in marketing real estate. One of the things that you can also do to put up a good business buying and selling houses is to make sure you have a clearly defined marketing strategy that allows you to sell the houses fast at the best price you want. Of course, this is one of the tips that will allow you to make good money from real estate, thus develop your own strategy in buying and selling houses.

– Know how to sell houses. Engaging into real estate is not just about buying a property today and selling it later for the best price. It is important that you also have to learn some tips and strategies on how you can do some improvements or do home staging so you can get the best price for the property. Indeed, such things can truly help you succeed in real estate business as well.

Of course, you also have to learn how to advertise the house to attract a good number of buyers and make sure as well that you know how to price your properties. Indeed, small things such as these can truly help you make good money in real estate. Also consider the risks of this kind of business as well so you will know what you are into.

5 Easy Ways To Save Money For Your Retirement

Despite salary contributions of 20 per cent from employees and 17 per cent from employers, Singapore’s mandatory pension plan was recently deemed inadequate to retire on by Hui Weng Tat, an associate professor of the Lee Kuan Yew School of Public Policy. He said that the Central Provident Fund (CPF) would only provide a sufficient pension for the bottom 30 per cent of wage earners due to increasing life expectancy, inflation, and property costs.

For this reason, it makes sense to explore other investment opportunities to boost your financial position after you have stopped working. So, here are 5 easy ways to save money for your retirement:

1. Play the financial markets

Even though Singapore stocks have witnessed a turbulent start to 2016, there are a number of ways to take advantage of this slide. For instance, now is the time to buy shares with long-term growth potential, as global markets will inevitably pick up again in the near future. Alternatively, you could explore a leveraged product like ‘Contracts for Difference’ or CFD.

This enables you to put down a small deposit for a much larger market exposure, making your investment capital go a lot further. However, you should be aware that CFD trading also requires a high level of risk management.

2. Invest in index funds

The vast majority of financial investments require a lot of time, effort, and expertise to yield an impressive return. But the opposite is true with index funds, which can achieve superb investment performance but help you cut down on any dealing costs.

Take the S&P 500 for example, which was more profitable than about 82 per cent of large-cap stock funds between 2004 and 2014.

3. Shrink your debt

It is a simple equation that too many savers forget about – assets minus liabilities equals total net worth. Therefore, why wouldn’t you try to boost this number by shrinking your debt?

Consider paying off a small credit card balance in full before tackling those with high interest rates, as the sense of satisfaction will encourage you to clear more debt. Also, change your attitude towards credit cards and only use them for emergencies.

4. Rein in your spending

Once you have managed to shift your debt, start thinking of ways to avoid this from happening in the future and come up with a plan to rein in your spending.

As you get older things like car insurance premiums will rise, so shop around or negotiate for a better deal. You don’t necessarily have to cut back on the finer things in life, but the more you manage to save, the more comfortable your retirement will be.

5. Keep working

The prospect of working longer doesn’t bear thinking about for most people. However, if you enjoy your job and are happy to keep working until age 70 or even beyond, this is a fantastic way to add more money to your retirement fund.

What’s more, some workplaces are friendlier to older employees than others and increasing life expectancy rates mean you won’t miss out on many precious retirement years either.